John H. Shain



John Shain is president and chief operating officer of Automated Financial Systems, Inc. (AFS), the market leader in the provision of commercial lending solutions and industry benchmarking in risk, operational performance, and pricing to top tier U.S. banks. Under his direction, the Company has leveraged its dominant domestic market position to expand its presence to Europe, opening a subsidiary company in Vienna, Austria, in 2003, and introducing the industry’s only straight-through lending process to manage complex cross-border lending products and relationships, AFSVision™.

In addition, Shain has been responsible for the development of the Company’s ongoing relationship with the Risk Management Association for the delivery of the Risk Analysis Service, now the industry’s standard for the measurement, reporting, benchmarking, and analysis of portfolio credit risk in the U.S. and Europe. Under his management, AFS has experienced consistent double-digit compound annual growth rates in revenue and significant expansion of its product and service business lines, including the introduction in 2000 of its Application Service Provider business model, AFSCommerce™, which has placed AFS among the largest financial services data processors in North America. 

Having been named president of AFS in 1991, Shain has over 35 years’ experience in the financial services industry. He is a contributing author of articles to various banking and management publications and is a frequent speaker on the subjects of credit and operational risk at industry conferences globally.

Shain is a graduate of the Wharton School, University of Pennsylvania, where he earned an MBA, and from Temple University where he earned a BBA. He is also an alumnus of the Stonier Graduate School of Banking, sponsored by the American Bankers Association.